Car Liability Insurance
Car liability insurance is required by law and covers damage to other vehicles and people in the event of accidents that you cause. It also covers property damage, but not repairs to your own car.
Financial Protection
Serves to protect your personal assets from being used to cover accident-related expenses.
Legal Assistance
Your insurance company will usually provide legal assistance and representation in case you are sued due to an accident.
Digital
100% digital, without unnecessary paperwork or waiting times.
Car Liability Insurance
Car liability insurance is required by law and covers damage to other vehicles and people in the event of accidents that you cause. It also covers property damage, but not repairs to your own car.
Financial Protection
Serves to protect your personal assets from being used to cover accident-related expenses.
Legal Assistance
Your insurance company will usually provide legal assistance and representation in case you are sued due to an accident.
Digital
100% digital, without unnecessary paperwork or waiting times.
Car Liability Insurance
Car liability insurance is required by law and covers damage to other vehicles and people in the event of accidents that you cause. It also covers property damage, but not repairs to your own car.
Financial Protection
Serves to protect your personal assets from being used to cover accident-related expenses.
Legal Assistance
Your insurance company will usually provide legal assistance and representation in case you are sued due to an accident.
Digital
100% digital, without unnecessary paperwork or waiting times.
Understanding the Difference
Should I Get a Partial or Full Coverage Insurance?
Partial Coverage Insurance
Partial coverage insurance is not mandatory in Germany, but it does protect against specific hazards for your vehicle. It covers theft, burglary, glass breakage, storm damage, fire, explosion, short circuit, and animal bites, while gross negligence can also be insured.
Suitable if you:
primarily want protection against events that are out of your control.
have an older car or if you're confident in your ability to avoid self-inflicted accidents.
Full Coverage Insurance
Full coverage insurance is also not mandatory in Germany. It automatically includes partial coverage and covers self-inflicted accidents, vandalism, hit-and-run accidents, and accidents abroad. As with partial coverage insurance, gross negligence can also be included in comprehensive insurance.
Suitable if you:
want more extensive protection, including coverage for accidents you may cause.
have a new or valuable vehicle that you want to safeguard against various risks.
Understanding the Difference
Should I Get a Partial or Full Coverage Insurance?
Partial Coverage Insurance
Partial coverage insurance is not mandatory in Germany, but it does protect against specific hazards for your vehicle. It covers theft, burglary, glass breakage, storm damage, fire, explosion, short circuit, and animal bites, while gross negligence can also be insured.
Suitable if you:
primarily want protection against events that are out of your control.
have an older car or if you're confident in your ability to avoid self-inflicted accidents.
Full Coverage Insurance
Full coverage insurance is also not mandatory in Germany. It automatically includes partial coverage and covers self-inflicted accidents, vandalism, hit-and-run accidents, and accidents abroad. As with partial coverage insurance, gross negligence can also be included in comprehensive insurance.
Suitable if you:
want more extensive protection, including coverage for accidents you may cause.
have a new or valuable vehicle that you want to safeguard against various risks.
Understanding the Difference
Should I Get a Partial or Full Coverage Insurance?
Partial Coverage Insurance
Partial coverage insurance is not mandatory in Germany, but it does protect against specific hazards for your vehicle. It covers theft, burglary, glass breakage, storm damage, fire, explosion, short circuit, and animal bites, while gross negligence can also be insured.
Suitable if you:
primarily want protection against events that are out of your control.
have an older car or if you're confident in your ability to avoid self-inflicted accidents.
Full Coverage Insurance
Full coverage insurance is also not mandatory in Germany. It automatically includes partial coverage and covers self-inflicted accidents, vandalism, hit-and-run accidents, and accidents abroad. As with partial coverage insurance, gross negligence can also be included in comprehensive insurance.
Suitable if you:
want more extensive protection, including coverage for accidents you may cause.
have a new or valuable vehicle that you want to safeguard against various risks.
How Much Does Car Liability Insurance Cost?
How Much Does Car Liability Insurance Cost?
How Much Does Car Liability
Insurance Cost?
Understanding the factors determining the cost of car liability insurance is essential for making smart decisions about your coverage. The cost of your car liability insurance consists of three components that play a crucial role in determining your individual price.
Understanding the factors determining the cost of car liability insurance is essential for making smart decisions about your coverage. The cost of your car liability insurance consists of three components that play a crucial role in determining your individual price.
Regional Class
The regional class is based on the reported damage in your place of residence in the last year and influences your insurance premium.
Regional Class
The regional class is based on the reported damage in your place of residence in the last year and influences your insurance premium.
Regional Class
The regional class is based on the reported damage in your place of residence in the last year and influences your insurance premium.
Type Class
The type class reflects the accident risk of a certain vehicle type.
Type Class
The type class reflects the accident risk of a certain vehicle type.
Type Class
The type class reflects the accident risk of a certain vehicle type.
No-Claims Class
The no-claims class ranks you based on your number of accident-free years.
No-Claims Class
The no-claims class ranks you based on your number of accident-free years.
No-Claims Class
The no-claims class ranks you based on your number of accident-free years.
Add-Ons
Add-Ons
These additional options allow you to customize your coverage and ensure it aligns perfectly with your unique needs and preferences.
Gross Negligence
Even in the event of damage caused by gross negligence, you are covered by this add-on.
Discount Protection
With discount protection, you remain in your current no-claims class after a claim and thus prevent rising insurance costs.
Car Cover Letter
In the event of breakdowns and accidents, the car cover letter offers rapid assistance.
Marten Damage
Covers marten bite damage to cables, hoses, and wires
Extended Animal Damage Coverage
In addition to damage caused by furred animals, this add-on also covers damage caused by other animals, such as dogs or cattle.
These Benefits Should Be Included
What Do I Have to Consider when Taking out Car Liability Insurance?
What Do I Have to Consider when Taking out Car Liability Insurance?
What Do I Have to Consider when Taking out Car Liability Insurance?
Passenger Accident Insurance
Provides coverage for the occupants of your vehicle in the event of an accident. It may cover medical treatment costs and disability benefits.
Mallorca Policy
New Value Compensation
Hit-and-Run Protection
Schutzbrief
No-Claims Bonus Protection
Driver's Protection Insurance
Passenger Accident Insurance
Provides coverage for the occupants of your vehicle in the event of an accident. It may cover medical treatment costs and disability benefits.
Mallorca Policy
New Value Compensation
Hit-and-Run Protection
Schutzbrief
No-Claims Bonus Protection
Driver's Protection Insurance
Everything About Car Liability Insurance
Everything About
Car Liability Insurance
FAQ
FAQ
FAQ
What is a deductible?
Why do I need car liability insurance?
What is a no-claims bonus and how does it affect my contribution?
Can I cancel or switch my car liability insurance?
