
Home contents Insurance
This policy covers your belongings both at home and during travel, offering partial coverage for a limited period. It includes protection against fire, water damage, storms, theft, and more. Additionally, in case your apartment becomes uninhabitable, it covers all costs for protection, cleanup, hotels, and storage.

Reimbursement at Replacement Cost
For only about €50 annually, your household belongings will be insured at replacement value.

Best Coverage Guarantee
We compare more than 50 providers to find the best offer for you.


Digital and Transparent
100% digital, without unnecessary paperwork or waiting times. We are always available in English and German if you have any questions.

Home contents Insurance
This policy covers your belongings both at home and during travel, offering partial coverage for a limited period. It includes protection against fire, water damage, storms, theft, and more. Additionally, in case your apartment becomes uninhabitable, it covers all costs for protection, cleanup, hotels, and storage.

Reimbursement at Replacement Cost
For only about €50 annually, your household belongings will be insured at replacement value.

Best Coverage Guarantee
We compare more than 50 providers to find the best offer for you.


Digital and Transparent
100% digital, without unnecessary paperwork or waiting times. We are always available in English and German if you have any questions.

Home contents Insurance
This policy covers your belongings both at home and during travel, offering partial coverage for a limited period. It includes protection against fire, water damage, storms, theft, and more. Additionally, in case your apartment becomes uninhabitable, it covers all costs for protection, cleanup, hotels, and storage.

Reimbursement at Replacement Cost
For only about €50 annually, your household belongings will be insured at replacement value.

Best Coverage Guarantee
We compare more than 50 providers to find the best offer for you.


Digital and Transparent
100% digital, without unnecessary paperwork or waiting times. We are always available in English and German if you have any questions.


Boost your coverage with supplements for an extra layer of protection!
Extended Home Contents Coverage


Bicycle Insurance
To keep your bike safe outside, you'll need extra bike insurance. This insurance covers the total value of your bike and gives you complete protection.
Remember, keeping your bike locked at all times is crucial!


Glass Insurance
Glass insurance provides coverage for breaking windows, glass-ceramic hobs, and glass furniture. However, scratches and abrasions are not covered. Building glazing can also be included since it's not always covered by home contents insurance.


Elemental Damage
An elemental damage insurance safeguards your household belongings against damages caused by flooding, backflow, earthquakes, land subsidence, landslides, snow pressure, avalanches, and volcanic eruptions. These are additional protective measures against natural hazards.


Boost your coverage with supplements for an extra layer of protection!
Extended Home Contents Coverage


Bicycle Insurance
To keep your bike safe outside, you'll need extra bike insurance. This insurance covers the total value of your bike and gives you complete protection.
Remember, keeping your bike locked at all times is crucial!


Glass Insurance
Glass insurance provides coverage for breaking windows, glass-ceramic hobs, and glass furniture. However, scratches and abrasions are not covered. Building glazing can also be included since it's not always covered by home contents insurance.


Elemental Damage
An elemental damage insurance safeguards your household belongings against damages caused by flooding, backflow, earthquakes, land subsidence, landslides, snow pressure, avalanches, and volcanic eruptions. These are additional protective measures against natural hazards.


Boost your coverage with supplements for an extra layer of protection!
Extended Home Contents Coverage


Bicycle Insurance
To keep your bike safe outside, you'll need extra bike insurance. This insurance covers the total value of your bike and gives you complete protection.
Remember, keeping your bike locked at all times is crucial!


Glass Insurance
Glass insurance provides coverage for breaking windows, glass-ceramic hobs, and glass furniture. However, scratches and abrasions are not covered. Building glazing can also be included since it's not always covered by home contents insurance.


Elemental Damage
An elemental damage insurance safeguards your household belongings against damages caused by flooding, backflow, earthquakes, land subsidence, landslides, snow pressure, avalanches, and volcanic eruptions. These are additional protective measures against natural hazards.

Scenarios in which You might Need
Household Contents Insurance
Scenarios in which You might Need
Household Contents Insurance
Lightning Strike
Fire and Flames
Burglary and Theft
Hail and Storm
Lightning Strike
Fire and Flames
Burglary and Theft
Hail and Storm
Lightning Strike
Fire and Flames
Burglary and Theft
Hail and Storm
Cleanup Expenses
Hotel Costs
Storage Costs
Water Damage
Cleanup Expenses
Hotel Costs
Storage Costs
Water Damage
Cleanup Expenses
Hotel Costs
Storage Costs
Water Damage
Cleanup Expenses
Hotel Costs
Storage Costs
Water Damage
Cleanup Expenses
Hotel Costs
Storage Costs
Water Damage
Cleanup Expenses
Hotel Costs
Storage Costs
Water Damage

Everything About Home Contents Protection
FAQ
FAQ
FAQ
Is liability insurance mandatory?
How high should the insured sum be?
Do I need to insure my entire house?
Is there a waiting period for this insurance?
What does the home contents insurance in Germany not cover?