Legal Protection Insurance

What is the purpose of legal protection?

An umbrella to keep you dry during legal downpours. That's exactly what legal protection insurance is - it makes sure you don't get soaked in the legal storm. When you need someone by your side to stand up for your rights, it's the reliable hand that protects you.

In short, legal protection insurance makes sense because it will cover you in any storm.

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Financial security

A reliable legal insurance protects you in case of high legal costs such as lawyer bills or court fees.

Smooth and fair dispute

Our insurance partner ensures that your legal dispute runs smooth and fair. If you don't have a lawyer, they also recommend specialized lawyers in your region.

Full Support

No matter the issue – we stand by your side. Our insurance supports goes beyond a classical insurance broker - muffin is valuable for expats since we handle the entire process in English and if German pops up, we translate it for you!

Legal Protection Insurance

What is the purpose of legal protection?

In short, legal protection insurance makes sense because it will cover you in any storm.

Get quote

Financial security

A reliable legal insurance protects you in case of high legal costs such as lawyer bills or court fees.

Smooth and fair dispute

Our insurance partner ensures that your legal dispute runs smooth and fair. If you don't have a lawyer, they also recommend specialized lawyers in your region.

Full Support

Legal Protection Insurance

What is the purpose of legal protection?

In short, legal protection insurance makes sense because it will cover you in any storm.

Get quote

Financial security

A reliable legal insurance protects you in case of high legal costs such as lawyer bills or court fees.

Smooth and fair dispute

Our insurance partner ensures that your legal dispute runs smooth and fair. If you don't have a lawyer, they also recommend specialized lawyers in your region.

Full Support

Try muffinGPT for legal insurance

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Just ask our AI about our
recommended legal insurance

Our conversational AI isn't perfect yet and it's possible that it hallucinates. We've trained it with the knowledge about legal insurance and our specific recommendation (KS AUXILIA).

The underlying terms & conditions are the only source of truth. We cannot be held liable for any content of conversational AI and the use is explicitly at your own risk!

Try muffinGPT for legal insurance

No need to scroll!

Just ask our AI about our
recommended legal insurance

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Which Areas are Covered?

Whether it's personal matters, your home, traffic problems, professional issues or legal concerns in an international context - we are here for you.

Private

Occupation

Living

Traffic

Private XL

The insurance offers worldwide protection for private, voluntary and non-self-employed professional activities:

Does this sound familiar?

Accusation of fraud after selling a designer dress on eBay

Accusation of assault and insult after protecting a woman from harassment

Suspicion of tax evasion due to applying a "tax-saving tip" from an online forum

Get quote

Private

Occupation

Living

Traffic

Private XL

The insurance offers worldwide protection for private, voluntary and non-self-employed professional activities:

Does this sound familiar?

Accusation of fraud after selling a designer dress on eBay

Accusation of assault and insult after protecting a woman from harassment

Suspicion of tax evasion due to applying a "tax-saving tip" from an online forum

Learn more

Private

Ocuppation

Living

Traffic

Private XL

The insurance offers worldwide protection for private, voluntary and non-self-employed professional activities:

Does this sound familiar?

Accusation of fraud after selling a designer dress on eBay

Accusation of assault and insult after protecting a woman from harassment

Suspicion of tax evasion due to applying a "tax-saving tip" from an online forum

Learn more

Cost Examples of Lost Legal Disputes

Disputes can be costly, with expenses for litigation, lawyers and possible compensation payments. The examples below show how these costs arise and the financial consequences they can have.

*any agreed deductible not taken into account

Deductible

A deductible is the amount that you cover by yourself before the insurance kicks in. For example, if you have a deductible of 250€ and your legal bills sum up to in total 1,200€, you would only pay 250€ - the insurance would pay 950€. The higher the deductible, the lower the price of the insurance.

Maybe you've heard about options that don't have a deductible - we also offer them but highly recommend including at least a small one to reduce your total price of insurance.

An insurance shouldn't be seen as a lawyer flatrate - it should be seen as a protection against unexpected high costs that save you money in case of a legal fight!

Free initial consultation with a lawyer of your choice, without it being counted towards your deductible. However, if you continue to utilize the services of the lawyer, a deductible will apply.
The only cost is the annual premium (+ deductible in case of litigation). Legal expenses insurance should be seen as protection against high legal costs, especially if you end up in court.
With legal insurance, you only pay a deductible ranging from €150-500. Nothing else!
Je höher die Selbstbeteiligung ist, desto niedriger ist die monatliche Versicherungsprämie.

Free initial consultation with a lawyer of your choice is always included without being counted towards your deductible. However, if you continue to utilize the services of the lawyer, a deductible will apply.
Legal insurance should be seen as protection against unexpected, high legal costs, especially if you end up in court. It's not a lawyer flatrate or a "Urban Sports Club" for lawyers!
The only cost is the annual premium (+ deductible in case of litigation). If you end up in court and an initital consultation isn't solving your issue, you only pay a deductible ranging from €150-500. Nothing else!
The higher the deductible, the lower the monthly insurance premium.

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The only cost is the annual premium (+ deductible in case of litigation). Legal expenses insurance should be seen as protection against high legal costs, especially if you end up in court.
Free initial consultation with a lawyer of your choice, without it being counted towards your deductible. However, if you continue to utilize the services of the lawyer, a deductible will apply.
With legal insurance, you only pay a deductible ranging from €150-500. Nothing else!
The higher the deductible, the lower the monthly insurance premium.

muffin service

Our service is specifically for English speakers. We take care of translating everything for you and assist you with all your insurance claims.

Thanks to various payment options, you don't need a German IBAN - this makes the process uncomplicated. No matter where you are, we are available to provide you with the best possible access to our services.

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muffin service

Our service is specifically for English speakers. We take care of translating everything for you and assist you with all your insurance claims.

Get quote

muffin service

Our service is specifically for English speakers. We take care of translating everything for you and assist you with all your insurance claims.

Get quote

Premium Protection

Benefits of our recommended legal insurance

Family-Oriented Protection

Familien-orientierter Schutz

every individual who are not married and is financially dependent on the policyholder (so no earning of >520€) own money and who lives at the same address like the main insured person is included in the contract.

every individual who are not married and is financially dependent on the policyholder (so no earning of >520€) own money and who lives at the same address like the main insured person is included in the contract.

every individual who are not married and is financially dependent on the policyholder (so no earning of >520€) own money and who lives at the same address like the main insured person is included in the contract.

Worldwide Protection

Unlimited coverage worldwide
No matter if for travel, studying, student exchange etc.

Unlimited coverage worldwide
No matter if for travel, studying, student exchange etc.

Unlimited coverage worldwide
No matter if for travel, studying, student exchange etc.

Internet Legal Protection

Coverage for legal disputes that occur based on the usage of the internet
E.g. protection against copyright infringements and cyberbullying

Coverage for legal disputes that occur based on the usage of the internet
E.g. protection against copyright infringements and cyberbullying

Abdeckung bei Online-Rechtsstreitigkeiten
Schutz vor Urheber-rechtsverletzungen und Cyber-Mobbing

Private XL

additional coverage beyond standard criminal legal protection
applies when the insured person is facing criminal allegations
assists in defense against charges

additional coverage beyond standard criminal legal protection
applies when the insured person is facing criminal allegations
assists in defense against charges

additional coverage beyond standard criminal legal protection
applies when the insured person is facing criminal allegations
assists in defense against charges

Preventive Legal Protection

coverage for legal disputes that arise from newly added or changing circumstances in your life
gives you peace of mind knowing that you are covered from the moment the risk arises.

coverage for legal disputes that arise from newly added or changing circumstances in your life
gives you peace of mind knowing that you are covered from the moment the risk arises.

coverage for legal disputes that arise from newly added or changing circumstances in your life
gives you peace of mind knowing that you are covered from the moment the risk arises.

Mobility Insurance

Mobilitäts-versicherung

protection in case of accidents, damages, or other legal issues that may arise while using any type of transportation.
car-sharing service, riding an e-bike, or participating in other innovative mobility solutions

protection in case of accidents, damages, or other legal issues that may arise while using any type of transportation.
car-sharing service, riding an e-bike, or participating in other innovative mobility solutions

protection in case of accidents, damages, or other legal issues that may arise while using any type of transportation.
car-sharing service, riding an e-bike, or participating in other innovative mobility solutions

Public Authorities Legal Protection

assistance and protection in legal disputes with government authorities and administrative bodies
E.g. tax, social and administrative disputes

assistance and protection in legal disputes with government authorities and administrative bodies
E.g. tax, social and administrative disputes

Schutz bei Steuer-, Sozial- und Verwaltungs-streitigkeiten

Traffic Offenses Legal Protection

Coverage of traffic violations

Coverage of traffic violations

Coverage of traffic violations

Consultation Legal Protection

Free initial consultation
extended consultation options

Free initial consultation
extended consultation options

Free initial consultation
extended consultation options

Special Additional Benefits

Spezielle Zusatz-leistungen

Covering special cases such as leasing, practice representation

Covering special cases such as leasing, practice representation

Covering special cases such as leasing, practice representation

Free Choice of Lawyer

Freie Anwaltswahl

Self-selectable in each package

Self-selectable in each package

Self-selectable in each package

Updating service

Aktualisier-ungsdienst

For tariff changes

For tariff changes

For tariff changes

Update Garantee

For contribution-neutral future benefit improvements.

For contribution-neutral future benefit improvements.

Für beitragsneutrale zukünftige Leistungs-verbesserungen

High-Performance Target Group Products

Leistungsstarke Zielgruppenprodukte

Leistungs-starke Zielgruppe Produkte

For employees, senior citizens, business customers, craftsmen, health care professions, farmers, tax consultants and associations

For employees, senior citizens, business customers, craftsmen, health care professions, farmers, tax consultants and associations

For employees, senior citizens, business customers, craftsmen, health care professions, farmers, tax consultants and associations

No Pre-Existing Conditions*

Keine Vorvertrag-lichkeit*

After 5 years, objection of pre-contractuality no longer applies

After 5 years, objection of pre-contractuality no longer applies

After 5 years, objection of pre-contractuality no longer applies

*Pre-contractuality refers to the situation in which known or anticipated legal disputes are not reported to a legal protection insurance company prior to the conclusion of a contract, which may limit insurance benefits

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Premium Service from our

recommended insurance

Premium Service from our recommended insurance

Premium Service is designed to provide a diverse range of services. From first-class legal advice to support in complex litigation, our insurance offers a wide range of services to meet all your legal needs.

Online Consulting

If you want a quick written consultation without going directly to a lawyer, you can simply write to us on Whatsapp. You can ask us questions 24/7 and, for example, submit claim letters for review. An independent lawyer will answer you quickly!